Know what's left before you spend.

Ldgr is a budgeting app you keep by hand. There's no bank to connect and nothing to import. You add every purchase yourself, so you always know what's left (not just where it went).

Download Ldgr on the App Store Free · iPhone · No bank logins

The idea

Most budgeting apps tell you where your money went.

You connect your bank and every purchase shows up in a feed to look through later. That's handy for figuring out what happened last month. It's not much help in the moment that actually matters, right before you spend.

The usual way

After the fact

Your accounts sync in the background. You find out you hit a limit from a notification, after the money's already gone.

Ldgr

Before you spend

You add each purchase by hand and watch the number drop. It only takes a few seconds, and you always know what's left before the next one.


What it's like

Simple on purpose.

By hand

You add every purchase yourself. No bank logins and nothing automatic. Staying close to your spending is the whole point.

Know what's left

Every budget shows what's left at a glance, and it resets daily, weekly, monthly, or yearly (whichever you pick).

Share with anyone

Share a budget with one person or a few through iCloud. Anyone can add a purchase, and each one shows who added it.


On your home screen

Log it before you put your phone down.

Add a widget and what's left stays on your home screen all day. Tap it and you're already adding a purchase. A budget widget opens straight to that budget, and the summary widget lets you pick one. Still by hand, just faster.


How it works

Four small habits, and you're budgeting.

01

Make a budget for anything

Groceries, date nights, coffee, conferences. Give it a spending limit and pick when it resets.

02

Add each purchase by hand

An amount, a date, and a quick memo if you want one. It takes a few seconds, and that little moment is what keeps you in touch with what's left.

03

Watch what's left

The big number on every screen is what's left to spend. The bars go from green to orange to red as you get close to the limit.

04

Look back when it resets

Each period starts fresh. You can page back through the old ones to see how you did.


Why I built Ldgr

At my day job we use Ramp. A really cool feature of Ramp is virtual cards for different spending budgets. One for professional development, one for food, another for travel. Every time you make a purchase, Ramp tries to bucket it to the right card for you, but you're always left to add a memo and sometimes a receipt. It's this little moment, entering the memo, that keeps you in touch with how much you've spent and how much is left in each budget.

I wanted that feature for my personal budgets. Even having a few credit cards dedicated to specific spending doesn't tell you how much you've spent until it's too late. No bank I could find offers on-demand virtual cards, and every budgeting app out there wants you to connect your bank so it can organize everything for you. That's the opposite of what makes the system work. To see if I could get my wife on board with this way of thinking, I built her Ldgr. Once it had some pretty neat features like widgets and notifications, I thought maybe other people would find it useful too. So I put it in the store.

T
Tanner Mares Solo dev

Private by design

Your money is nobody's business but yours.

Your budgets live in your own iCloud account and only sync between you and the people you invite. Nobody else can see them (not even me). There's nothing to sell and nothing to advertise against.

  • No analytics
  • No ads
  • No tracking
  • Stored in your iCloud

Read the full privacy policy →